Expect More From Your Insurance Provider

That's simple and cheap from a local insurance broker.

Nathan wrote:That's simple and cheap from a local insurance broker.

It was $500 for me. I wouldn't call that cheap.

$500 is the amount I was thinking! I consider it cheap insurance.

Seems like a low cost of admission to do 100-200 wints and dewints each year.

I think for the purpose of this thread though, considering InspectorPro is home inspection insurance exclusively, that they should consider offering a rider. It's a very common practice for home inspectors.

My guy better get on it, or I'll switch to Will if he gets a rider.

I'm with Nathan on this one.

Winterization is a General Liability exposure. In most cases it is better to provide the coverage by way of another policy. $500 is a minimum premium standard for many insurance companies and I believe winterization to be a greater General liability exposure than full Home Inspection.

The issue your E&O providers will run into with a rider is how that rider can be tied to E&O, which will increase your claim exposure.

Long story short, Winterization is best written separately. it is the most cost and coverage effective way of doing it.

I will work on finding a separate policy that is affordable, so that inspectors don't have to chase multiple sources for their needs.